How to Start Saving Today by Planning Ahead

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Saving is the big scary thing we all know we should do but is hard to actually achieve, especially when you are in school or have kids. In fact, saving may not even be something that sounds feasible to you.

 Don’t be intimidated, saving begins like most things; starting small and working you’re way up. Saving does not always mean setting giant portions of your paycheck aside. While saving in this capacity is great if you have the ability, most early adults are not in a place to contribute to their savings in this manner.

Fortunately, there are many practical ways you can apply saving to your daily routines.

Get Organized. Organization is a great place to begin. Where is your money going? Do you have a set yearly and monthly budget? I would encourage you to make a budget spreadsheet of all of your bills so you can see your expenses and start from there.

After assessing your current money flow, you may be surprised. Perhaps you are still paying for a subscription you no longer use and forgot about, or maybe you are shocked to discover how much you are spending eating out.

Now you can begin planning!

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Plan weekly meals. Start off the week making a grocery list and deciding what you will eat for breakfast, lunch, dinner, and any snacks. Remember to include vegetables and fruits for the week in addition to your ingredients.

Planning and cooking meals for the week will help you not throw away spoiled meat or vegetables. It also sets you up for eating at home rather then eating meals out. It is also much healthier. Furthermore, you eliminate buying more sweets or snacks during the week if you are not visiting the store again. This of course, cuts costs and is healthier.

Pack leftovers for lunch. Consider cooking a couple extra servings of whatever you are making and pack it for lunch the next day or have it again for dinner. (Remember to plan for this when you are making your grocery list). This tip will save you time and energy as well as lower your electric bill. It also leaves you no excuse to buy fast food at lunch at work or school.DSC_0068 (1).jpg

 Use cloth instead of paper. Paper towels are expensive; a pack of 6 roles can be as much as $5! You can easily buy kitchen towels for around $3 and then you can use them for years. While paper towels may seem more convenient, cloth cleans up spills and dirty counters just as easily. It is true you have to take an extra step to wash your cloth towels, however it would take no effort to throw the kitchen towels in with the load with the bath towels every week.

Coins are money too. Some people overlook spare change because of its low value, but the key to saving is to think in terms of accumulative worth. Start a change jar and drop in coins every time they collect in your wallet. By the time you fill up a mason jar you will be surprised how much you have saved. Quarters are also great to collect for doing your laundry or washing your car.

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Plan your trips. Are you constantly driving to the opposite end of town? Begin planning your trips by completing all of your errands on one side of town at the same time. If you go after work, you may have to look up store hours to plan which stores to visit first, before they close. This system will save you time, money, and gas.

Incase you are still not sold on the whole saving idea, these suggestions are also promoting green, environment friendly, living. Start saving money today and be part of the change!

54 Comments Add yours

  1. Sana Rahim says:

    Worth sharing and I love to know about your passionate writer

    Liked by 1 person

  2. adkinsdomain says:

    Thank you so much! You can read about the writer (me) on my “about” page!

    Like

  3. Saving and planning is indeed key. Planning also saves you time which imo is more valuble than money 🙂

    Liked by 1 person

    1. adkinsdomain says:

      Very true! Thank you for reading!

      Like

  4. oursamyatra says:

    All the points are so true and very informative as well as compact. Nice writing. Thanks for sharing.

    Liked by 1 person

    1. adkinsdomain says:

      Wow, thank you so much for the feedback! I really appreciate that! Glad it was helpful and thank you for reading!

      Like

  5. joancajic says:

    Love the coins are money too, many people tend to forget that they do add up. Great tips.

    Liked by 1 person

    1. adkinsdomain says:

      Very true! Thank you so much!

      Liked by 1 person

  6. JL Page says:

    Very good suggestions and writing! Keep it going!

    Liked by 1 person

  7. darlingceo says:

    Yes! Saving money is so very important. I love how getting organized is your first step. You need to fully understand how money is coming in and out of your account. Great post!

    Liked by 1 person

    1. adkinsdomain says:

      Thank you so much!! I’m so glad you enjoyed it!

      Like

  8. I love it, “coins are money too”. And you are so right. Everything counts, and planning helps so much!

    Liked by 1 person

    1. adkinsdomain says:

      Thank you for reading and commenting! Glad you liked it!

      Like

  9. sofieyah says:

    Totally amazing tips! Esp that part about coin being money too 😉 definitely a necessary reminder ;P

    Liked by 1 person

    1. adkinsdomain says:

      Thank you so much! Glad it was helpful!

      Like

  10. Shawna says:

    Saving is such a taboo word, and I think it’s probably because most of us are doing it wrong. You hit a home run here with the steps you provided!

    Liked by 1 person

    1. adkinsdomain says:

      I agree! That is exactly what I was trying to explain! Thank you for reading and for you feedback!

      Like

  11. Vinil says:

    Along with planning, I’d like to add one more important factor. It’s important to develop good habits. And make saving a part of your lifestyle.

    Liked by 1 person

    1. adkinsdomain says:

      Absolutely! Planning is no good if you do not follow through. And a habit is not established until it has been repeated many times. Thank you for your feedback and thank you for reading!

      Like

  12. oxsian says:

    Some really good tips here! I really need to start saving more but being in between jobs makes it a little hard at the moment

    Liked by 1 person

    1. adkinsdomain says:

      I completely understand! I hope this post was helpful to you! And like I said, don’t be afraid to apply simple habits to your routine! It can make all the difference! Thank you for reading!

      Like

  13. I couldn’t agree with you more, planning is so important! Therefore, having a great planner I’ve learned is most helpful for me.

    xoxo,
    http://www.ciaomila.com

    Liked by 1 person

    1. adkinsdomain says:

      Planners are a great way to stay on top of it! Thank you for reading!

      Liked by 1 person

      1. Aww thank you so much!

        Liked by 1 person

  14. Gaa Gaa Land says:

    Love your tip about planning errands etc, something I don’t think through! I’ve just started budgeting having finished working to be a stay at home Mum so these tips are all helpful!

    Liked by 1 person

    1. adkinsdomain says:

      I’m so glad! I’d be happy to try and help if you have any questions! Thank you for reading!

      Like

  15. katemminor says:

    Yup, I agree! You have so many good tips here! I save so much money by meal planning and sticking to my list in the grocery store.

    Liked by 1 person

    1. adkinsdomain says:

      Thank you for reading!

      Like

  16. Shell says:

    Saving and planning is definitely important!!

    Liked by 1 person

    1. adkinsdomain says:

      Thank you for reading!

      Like

  17. Dieter says:

    well well … i always say when the truck hits me tomorrow, why did i safe it … lucky enough i managed always to get even big investments quick done, otherwise i would not have the patient for it

    Liked by 1 person

    1. adkinsdomain says:

      Thank you for reading!

      Like

  18. kristal says:

    Ever since I had started doing meal prep and cutting other things I have saved so much money.

    Liked by 1 person

    1. adkinsdomain says:

      Meal prepping is great! Thanks for reading!

      Like

  19. allmydealsindia says:

    Great Post will come back for more

    Liked by 1 person

    1. adkinsdomain says:

      Thank you so much! If you want to get updated on future posts then make sure to subscribe and follow 🙂

      Like

  20. Very informative way to start saving. Keep posting.

    Liked by 1 person

    1. adkinsdomain says:

      Thank you! Glad it was helpful!

      Like

  21. Agnes says:

    Very useful tips on saving. Thank you for sharing!

    Liked by 1 person

    1. adkinsdomain says:

      Thank you for reading

      Like

  22. Emily says:

    So smart! Great money saving tips!

    Liked by 1 person

    1. adkinsdomain says:

      Thank you! Thanks for reading!

      Like

  23. Saving money it is a must. I do a lot of meal prepping to save money. I can use these tips to help me save even more.

    Liked by 1 person

    1. adkinsdomain says:

      Meal prepping is a great one! Good, i am so glad these tips were helpful! Thank you for reading!

      Like

  24. I talk to my children everyday about the benefits of saving money instead of using it on impulse buys. I hope that they take these tips with them as they get older.

    Liked by 1 person

    1. adkinsdomain says:

      My parents were always great with making me save at an early age too. My dad opened a savings account for me when I was 6 and all my birthday or Christmas money I got went in there as well as “found money” – I was always picking up change of the floor of Walmart and saving it up. I always got so excited to put it in the bank! Keep encouraging them, the will appreciate it one day! Thank you for reading and commenting!

      Like

      1. JL Page says:

        What a great dad! That obviously was so helpful to you. More young people need to be taught to save.

        Liked by 1 person

      2. adkinsdomain says:

        Yeah he is! I agree!

        Like

  25. Shannon says:

    Good advice here! We are regular meal planners the savings are unquestionable.

    Liked by 1 person

    1. adkinsdomain says:

      It really does help so much! Thanks for reading!

      Like

  26. askagimp says:

    Good, common cents (insert corny joke here) advise that can really help you stretch your dollars. Keep up the good work!

    Liked by 1 person

    1. adkinsdomain says:

      hahaha good one! Thank you for reading!

      Like

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